Whether you are ready to purchase, or refinance, we will help you choose a mortgage that match your financial circumstances. We offer:
30-year fixed rate mortgage
15-year fixed rate mortgage
Adjustable rate mortgage
Federal Housing Association (FHA) loan
Veterans Administration (VA) loan
Are you considering refinancing your mortgage? Refinancing can leave you with a larger monthly cash flow by resetting your mortgage terms with a lower interest rate and lower monthly payment. When you refinance, you can also eliminate private mortgage insurance (PMI), or consolidate your first and second mortgage into one.
Refinancing may be an option if you are looking to reduce credit card debt, prepare for retirement, pay off your mortgage sooner, or invest your money into the home of your dreams. Whatever your goals, Mansfield Lending can help create the refinance package that makes financial sense for you. We will walk you through the process from start to finish - you are not in this alone
A reverse mortgage, also known as the home equity conversion mortgage (HECM) in the United States, is a financial product for homeowners 62 or older who have accumulated home equity and want to use this to supplement retirement income. Unlike a conventional forward mortgage, there are no monthly mortgage payments to make. Borrowers are still responsible for paying taxes and insurance on the property and must continue to use the property as a primary residence for the life of the loan.
We help first time home buyers obtain their first property through a variety of programs to fit their individual needs.
First Time Home Buying Programs
Notary services are adhered to California laws and regulations governing the practice and procedures of Notary Publics. Call us today to make an appointment for all notarial acts.