Loan Services

Whether you are ready to purchase, or refinance, we will help you choose a mortgage that match your financial circumstances. We offer:

• Adjustable Rate Mortgage

• Conventional Loan

• Down Payment Assistance Programs Available

• Federal Housing Association Loan (FHA)

• Home Equity Conversion Mortgage (HECM)

• Seconds (Trust Deeds)

• Veterans Administration Loan (VA)

Refinances

Are you considering refinancing your mortgage? Refinancing can leave you with a larger monthly cash flow by resetting your mortgage terms with a lower interest rate and lower monthly payment. When you refinance, you can also eliminate private mortgage insurance (PMI), or consolidate your first and second mortgage into one.

Refinancing may be an option if you are looking to reduce credit card debt, prepare for retirement, pay off your mortgage sooner, or invest your money into the home of your dreams. Whatever your goals, Mansfield Lending can help create the refinance package that makes financial sense for you. We will walk you through the process from start to finish - you are not in this alone.

Reverse Mortgages

A reverse mortgage, also known as the home equity conversion mortgage (HECM) in the United States, is a financial product for homeowners 62 or older who have accumulated home equity and want to use this to supplement retirement income. Unlike a conventional forward mortgage, there are no monthly mortgage payments to make. Borrowers are still responsible for paying taxes and insurance on the property and must continue to use the property as a primary residence for the life of the loan.

First Time Home Buying Programs

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